MAAPL Announces New Round of Legal Clinics

In the days leading up to the February 23, 2017 filing deadline to retain your 20 year right to challenge your foreclosure in court, MAAPL is scheduling a series of Anti-Foreclosure Legal Clinics in key towns and cities across Massachusetts to help homeowners file their papers at their local Registry of Deeds.

The following clinics have been scheduled:

Clinics previously scheduled for Monday, Feb. 13th in Greenfield and Peabody have been postponed due to poor weather and travel conditions, and will be rescheduled soon. More clinics will be scheduled to reach as many foreclosed homeowners as possible, and the list above will be updated as new clinics are confirmed.

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Saturday, Feb. 18th Anti-Foreclosure Clinic in Somerville, MA

Somerville Anti-Foreclosure Clinic
Saturday, Feb. 18th, 12:00-2:00 pm
Somerville Public Library, 79 Highland Ave., Somerville, MA

To RSVP or for more information, email us at maaplinfo@yahoo.com or call 508-630-1686.

Download and share the flyer for this clinic (PDF)


UPDATE: Feb. 23, 2017 is the expected NEW deadline to file at the Registry of Deeds.

Did you know…

  • Most foreclosures were Illegal.
  • You have 20 years to Reverse Your Foreclosure and Retake Your Home or receive Full Restitution?
  • You must Act Now—by February 23rd—to preserve your constitutional property rights!

You must file at the Registry of Deeds because the industry got a bad law passed.

If you were “foreclosed” before 2014, you only have UNTIL FEB 23rd, 2017 TO FILE to maintain your 20 year right to your home!
(If your foreclosure was after 2014, you will have three years to file.)

Make sure this new law and the banks NEVER take away your rights!

MAAPL offers you free materials, support, information and guidance on some simple steps to protect your rights.

Let’s put the banks on notice that their ability to destroy the lives of people in Massachusetts is over!

Share this info with anyone you know who has been foreclosed or is facing foreclosure!

Can’t make it? More Anti-Foreclosure Clinics are happening soon!

Keep checking back at maapl.info for the latest clinic dates.

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Monday, Feb. 13th Anti-Foreclosure Clinic in Peabody, MA Postponed

UPDATE: The Peabody Anti-Foreclosure Clinic has been postponed, and will be rescheduled soon. We will post the updated date and time as soon as we confirm it.

Peabody Anti-Foreclosure Clinic
Monday, Feb. 13th, 5:30-8:30 pm
Peabody Public Library, 82 Main St., Peabody, MA

To RSVP or for more information, email us at maaplinfo@yahoo.com or call 508-630-1686.

Download and share the flyer for this clinic (PDF)


UPDATE: Feb. 23, 2017 is the expected NEW deadline to file at the Registry of Deeds.

Did you know…

  • Most foreclosures were Illegal.
  • You have 20 years to Reverse Your Foreclosure and Retake Your Home or receive Full Restitution?
  • You must Act Now—by February 23rd—to preserve your constitutional property rights!

You must file at the Registry of Deeds because the industry got a bad law passed.

If you were “foreclosed” before 2014, you only have UNTIL FEB 23rd, 2017 TO FILE to maintain your 20 year right to your home!
(If your foreclosure was after 2014, you will have three years to file.)

Make sure this new law and the banks NEVER take away your rights!

MAAPL offers you free materials, support, information and guidance on some simple steps to protect your rights.

Let’s put the banks on notice that their ability to destroy the lives of people in Massachusetts is over!

Share this info with anyone you know who has been foreclosed or is facing foreclosure!

Can’t make it? More Anti-Foreclosure Clinics are happening soon!

Keep checking back at maapl.info for the latest clinic dates.

Posted in For Your Information, Take Action! | 4 Comments

Anti-Foreclosure Clinic in Greenfield, MA Postponed

UPDATE: This clinic is postponed due to bad weather and travel conditions. It has been rescheduled and relocated. See “Rescheduled Greenfield Anti-Foreclosure Clinic” for more information.

Greenfield Anti-Foreclosure Clinic
Monday, Feb. 13th, 1:00-4:00 pm
GCC Downtown Center, Rm. 119, 270 Main St., Greenfield, MA

To RSVP or for more information, email us at maaplinfo@yahoo.com or call 508-630-1686.

Can’t make it? More Anti-Foreclosure Clinics are happening soon!

Keep checking back at maapl.info for the latest clinic dates.

Posted in For Your Information, Take Action! | Tagged , , , | 5 Comments

Tuesday, Feb. 14th Anti-Foreclosure Clinic in Fitchburg, MA

Fitchburg Anti-Foreclosure Clinic
Tuesday, Feb. 14th, 11:30am-2:00pm
Fitchburg Public Library, Garden Room, 610 Main St., Fitchburg, MA

To RSVP or for more information, email us at maaplinfo@yahoo.com or call 508-630-1686.

Download and share the flyer for this clinic (PDF)


UPDATE: Feb. 23, 2017 is the expected NEW deadline to file at the Registry of Deeds.

Did you know…

  • Most foreclosures were Illegal.
  • You have 20 years to Reverse Your Foreclosure and Retake Your Home or receive Full Restitution?
  • You must Act Now—by February 23rd—to preserve your constitutional property rights!

You must file at the Registry of Deeds because the industry got a bad law passed.

If you were “foreclosed” before 2014, you only have UNTIL FEB 23rd, 2017 TO FILE to maintain your 20 year right to your home!
(If your foreclosure was after 2014, you will have three years to file.)

Make sure this new law and the banks NEVER take away your rights!

MAAPL offers you free materials, support, information and guidance on some simple steps to protect your rights.

Let’s put the banks on notice that their ability to destroy the lives of people in Massachusetts is over!

Share this info with anyone you know who has been foreclosed or is facing foreclosure!

Can’t make it? More Anti-Foreclosure Clinics are happening soon!

Keep checking back at maapl.info for the latest clinic dates.

Posted in For Your Information, Take Action! | Tagged , , , | 3 Comments

Thursday, Feb. 16th Anti-Foreclosure Clinic in Lynn, MA

Lynn Anti-Foreclosure Clinic
Thursday, Feb. 16th, 5:00-8:00 pm
Lynn Inst. Public Library, 5 N. Common St., Lynn, MA

To RSVP or for more information, email us at maaplinfo@yahoo.com or call 508-630-1686.

Download and share the flyer for this clinic (PDF)


UPDATE: Feb. 23, 2017 is the expected NEW deadline to file at the Registry of Deeds.

Did you know…

  • Most foreclosures were Illegal.
  • You have 20 years to Reverse Your Foreclosure and Retake Your Home or receive Full Restitution?
  • You must Act Now—by February 23rd—to preserve your constitutional property rights!

You must file at the Registry of Deeds because the industry got a bad law passed.

If you were “foreclosed” before 2014, you only have UNTIL FEB 23rd, 2017 TO FILE to maintain your 20 year right to your home!
(If your foreclosure was after 2014, you will have three years to file.)

Make sure this new law and the banks NEVER take away your rights!

MAAPL offers you free materials, support, information and guidance on some simple steps to protect your rights.

Let’s put the banks on notice that their ability to destroy the lives of people in Massachusetts is over!

Share this info with anyone you know who has been foreclosed or is facing foreclosure!

Can’t make it? More Anti-Foreclosure Clinics are happening soon!

Keep checking back at maapl.info for the latest clinic dates.

Posted in For Your Information, Take Action! | Tagged , , , | 2 Comments

Saturday, Feb. 11th Anti-Foreclosure Clinic in Worcester, MA

Worcester Anti-Foreclosure Clinic
Saturday, Feb. 11th, 2:00-6:00 pm
HSI Trust, 70 James St., Suite 129B, Worcester, MA

To RSVP or for more information, email us at maaplinfo@yahoo.com or call 508-630-1686.

Download and share the flyer for this clinic (PDF)


UPDATE: Feb. 23, 2017 is the expected NEW deadline to file at the Registry of Deeds.

Did you know…

  • Most foreclosures were Illegal.
  • You have 20 years to Reverse Your Foreclosure and Retake Your Home or receive Full Restitution?
  • You must Act Now—by February 23rd—to preserve your constitutional property rights!

You must file at the Registry of Deeds because the industry got a bad law passed.

If you were “foreclosed” before 2014, you only have UNTIL FEB 23rd, 2017 TO FILE to maintain your 20 year right to your home!
(If your foreclosure was after 2014, you will have three years to file.)

Make sure this new law and the banks NEVER take away your rights!

MAAPL offers you free materials, support, information and guidance on some simple steps to protect your rights.

Let’s put the banks on notice that their ability to destroy the lives of people in Massachusetts is over!

Share this info with anyone you know who has been foreclosed or is facing foreclosure!

Can’t make it? More Anti-Foreclosure Clinics are happening soon!

Keep checking back at maapl.info for the latest clinic dates.

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Action Alert: Help Us Get Sponsors for Our Bills!

We NEED YOU to tell your story! And help us get legislators to understand that they MUST act to prevent more foreclosures and stop the damage done to our neighborhoods and our economy from the ongoing foreclosure crisis.

On Wednesday and Thursday, January 25th and 26th, we’ll be reaching out to the 84 House Reps who are already predisposed to co-sponsor the bills we’ve filed for this session. They have co-sponsored many of our bills in the past, but they need to hear from their constituents in support of these bills!

We’ve already spoken directly with 18 offices in our first hour and a half on Tuesday, January 24th, and got a great response.  In several hours on Wednesday and Thursday, we should be able to speak to the rest of these offices.

ALSO, because we have three bills for which we did not find lead sponsors on the Senate side, we need to talk to Senators now to encourage them to sponsor those bills.

Please call your own state Representative and Senator, and ask them to co-sponsor as many of the nine MAAPL bills as possible! (Type your address in at www.wheredoIvotema.com to get their names, and click on their name to get their phone numbers.)

Please download the Fact Sheet on our nine bills (PDF), and then make your calls to ask your state legislators to sponsor this set of much-needed legislation. With your help, we have a good chance of passing these bills into law and bringing relief and justice to the thousands of foreclosed homeowners in Massachusetts.

Thank you for calling your state lawmakers today!

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9-in-1 Fact Sheet for MAAPL 2017 Legislation

The Massachusetts Alliance Against Predatory Lending (MAAPL) has released a new, comprehensive Fact Sheet covering all nine of the bills they have filed for the 2017 legislative session. The Fact Sheet includes an overview of the rise in foreclosures in Massachusetts, as well as brief descriptions of each MAAPL bill.

Download the Fact Sheet ( PDF )

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MAAPL Introduces Anti-Foreclosure Legislation for 2017

Anti-foreclosure activists celebrate the filing of nine pieces of legislation by the Massachusetts Alliance Against Predatory Lending (MAAPL), which together offer a comprehensive resolution to the continuing rate of foreclosures, year after year, and their ever-increasing cumulative impact on the people of Massachusetts, our communities, and the Commonwealth’s entire economy.

MAAPL issued a press release on January 20th to announce the filing of their legislation. You can download a copy of the press release as a PDF file.

“Our legislators must do all they can to elevate the issue of the impact of our Massachusetts foreclosure crisis to a momentous level. MAAPL’s legislative agenda supports the needs of illegally foreclosed property owners and their long-suffering communities. We need our Senators and Representatives to sponsor and wage winning campaigns to pass these bills,” said Zakiya Alake, MAAPL board member and representing the Roxbury Neighborhood Council board. “Yet even more is needed. Foreclosed homeowners need legislators as champions to take our battle for justice to every segment of society, particularly mainstream media.”

“We cannot thank enough the legislators with vision of a just Commonwealth where the constitutional right to own your home as an inalienable right to property is honored. They have joined us in the filing of nine critical pieces of legislation. While this is a massive undertaking by MAAPL (a coalition of over 70 organizations, from grassroots groups and homeowner lawyers to the state AFL-CIO and the Northeast area conference of the NAACP), the historic undermining of fundamental constitutional rights to property and to due process in an attempted taking against one’s will of one’s home clearly demands such an aggressive, comprehensive, and vast effort,” explained Grace Ross, coordinator of MAAPL and Worcester resident. “Nothing less can be asked as the Industry is continuing its attempt to strip the 20 year rights to reverse an illegal foreclosure from Massachusetts homeowners — especially some 77,344 foreclosed in our state between 1997 and 2013.”

The bills that MAAPL and its visionary legislative leaders have filed for the 2017-2018 legislative session are:

  • Facilitating Alternatives to Foreclosure (Pre-foreclosure mediation), which ran at a 97% success rate in the city of Lynn while the program continued;
  • Establishment of a foreclosure review of the superior court to coalesce the expertise some judges in the state have been exponentially building up in this acute foreclosure crisis to address problems, both for those illegally foreclosed and those attempting to purchase a property that turns out to include an illegal foreclosure;
  • Tax debt relief, because the state, unlike the Federal government, attempts to collect taxes on the massive loss of foreclosures for impacted families;
  • Judicial foreclosure, to final provide measured judicial oversight of the potentially illegal takings of people’s homes;
  • Preventing unnecessary vacancies, (rental for homeowners is supported post-foreclosure while the ownership of the property is being sorted out);
  • Improvements to the property tax laws to finally add some consumer protections to a 1873 statute presently being used by some cities and towns, resulting in unassailable property tax foreclosures;
  • The Real Estate Title Protection Act (aka, the Mortgagee Truth and Transparency Act), which will require documents described as affidavits in the Registry of Deeds to meet the standards to be legal affidavits, require timely filing of assignments of mortgage and foreclosure deeds and require transparency to who the real mortgagee is in both the Registry of Deeds and mortgage statements to consumers;
  • The Resolution Trust Fund, to provide an alternative when the real mortgagee cannot be identified for a mortgage (true in more than 50% of cases), provides a homeowner fund where a homeowner may contribute their mortgage payments with an affordable mortgage rate.
  • Municipal Health and Safety bill, clarifying that cities and towns can continue to use their traditional powers to protect their residents, even if the health and safety threats require addressing foreclosures and their harm.

Further information about these bills, including fact sheets, will be available soon.

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