Action Alert: Call-In Days for MAAPL Bills on May 11 and 12

We have some bills to get passed this Spring! MAAPL needs your help to get these important anti-foreclosure bills out of committee and onto the floor for a vote.

CALL your state Senator & Representative this Wednesday or Thursday, May 11 and 12:

Please make 2 calls!

First call your State Senator (see below how to look them up & direct link to their phone#)

“My name is _______ and I am calling from (your city or town)

More MA homeowners are finding themselves behind on predatory loans every day. Foreclosures are up 200% in Massachusetts. As my elected official, I need you to get these bills passed into law.

  1. Please ask the Senate Rules Committee to report these two bill out favorably to the floor for a vote.S41: Several municipalities passed laws proven to protect their residents against foreclosure harms: Senate 41 permits those municipal efforts to start up again;

    S1090: This bill defines additional, sanitary code & foreclosure cash bond options for municipalities.

  1. Ask the House Ways & Means Committee to report out favorably to the floor for a vote:H3770: Tax Relief of Mortgage Debt. Congress changed tax law so foreclosed homeowners are not taxed on their mortgage debt “forgiveness”. This bill creates the same exemption at the state level.
  1. Ask the Financial Services Committee to bring this bill out of study and report it out favorably:S482/H888: The massive rise in foreclosures could be averted if people received a viable loan modification before they hit foreclosure. The City of Lynn’s pre-foreclosure mediation program had a 97% success rate of affordable loan modifications! Please report out the “Pre-Foreclosure Mediation” bill, Senate 482/House 888.

Please let me know what actions you will be taking to support the favorable reporting out of these bills. Thank you.”

Then call your State Representative (see below how to look them up & direct link to their phone#)

“My name is _______ and I am calling from (your city or town)

More MA homeowners are finding themselves behind on predatory loans every day. Foreclosures are up 200% in Massachusetts. As my elected official, I need you to get these bills passed into law.

  1. Ask the House Ways & Means Committee to report out favorably to the floor for a vote:H3770: Tax Relief of Mortgage Debt. Congress changed tax law so foreclosed homeowners are not taxed on their mortgage debt “forgiveness”. This bill creates the same exemption at the state level;
  1. Ask the Financial Services Committee to bring this bill out of study and report it out favorably:S482/H888: The massive rise in foreclosures could be averted if people received a viable loan modification before they hit foreclosure. The City of Lynn’s pre-foreclosure mediation program had a 97% success rate of affordable loan modifications! Please report out the “Pre-Foreclosure Mediation” bill, Senate 482/House 888;
  1. Please take up and support these two bills as soon as the Senate passes them:S41: Several municipalities passed laws proven to protect their residents against foreclosure harms: Senate 41 permits those municipal efforts to start up again;

    S1090: This bill defines additional, sanitary code & foreclosure cash bond options for municipalities.

Please let me know what actions you will be taking to support the favorable reporting out of these bills. Thank you.”

Don’t know your Senator or Rep’s phone # or e-mail?
Go to www.WhereDoIVoteMA.com
Type in your address. It will tell you who your elected officials are. Click on the name and you will see their phone # and email address.

For more information on the bills and their factsheets, visit www.MAAPL.info and click Legislation in the navigation bar.

About MAAPL

The Mass. Alliance Against Predatory Lending (MAAPL) is a coalition of over 60 housing counseling agencies, legal services groups, social service agencies, and community-based social action groups that have joined together to address the foreclosure crisis in Massachusetts.

MAAPL collects and distributes timely information on the foreclosure crisis and its effects to the public and to its member groups, drafts and supports legislation that provides important protections to homeowners and tenants facing foreclosure and eviction, documents the impact of the foreclosure crisis on local communities, networks with related organizations throughout the Commonwealth, and provides tools and information to help people navigate the legal system and advocate on their own behalf more effectively when challenging a foreclosure or eviction in court

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