More Opposition, Arguments Against S2015

UPDATE: MAAPL has updated its S2015 Factsheet ( PDF ) and created a new Factsheet: Who is Harmed/Who is Helped By S2015? ( PDF ). Download both Factsheets to learn more about why S2015 is harmful to Massachusetts homeowners and will not clear title to foreclosed homes!

“Massachusetts Law and Limitation of Actions Challenging Foreclosure” ( PDF ) by Sarah McKee, a legal memo that examines issues related to S2015, specifically those dealing with the practice of foreclosure by entry, is also now available to download.


MAAPL has received the following three letters from experts in the legal and title research fields and from prominent leaders in Massachusetts communities of color raising important arguments against S2015, which is facing a vote in the MA House of Representatives on Wednesday, October 14th.

  • Senate 2015 “Unconstitutional” says National Constitutional Expert ( PDF )
  • Senate 2015 Would Codify Massive Harm to Communities of Color ( PDF )
  • We Cannot Use Senate 2015, Say Title Examiners ( PDF )

The grave concerns raised by these experts and community leaders demonstrate the dangers to Massachusetts homeowners, neighborhoods and communities posed by S2015.

Please join us in opposing this bill–MAAPL’s Call-In Day is today: Tuesday, October 13th! Call or email your State Representative NOW to tell them to vote NO ON S2015!


The Mass. Alliance Against Predatory Lending (MAAPL) is a coalition of over 60 housing counseling agencies, legal services groups, social service agencies, and community-based social action groups that have joined together to address the foreclosure crisis in Massachusetts. MAAPL collects and distributes timely information on the foreclosure crisis and its effects to the public and to its member groups, drafts and supports legislation that provides important protections to homeowners and tenants facing foreclosure and eviction, documents the impact of the foreclosure crisis on local communities, networks with related organizations throughout the Commonwealth, and provides tools and information to help people navigate the legal system and advocate on their own behalf more effectively when challenging a foreclosure or eviction in court
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